Loan Process
Generally, home loans in Australia are structured as 'table' loans, where you'll make regular, equal monthly repayments. Initially, the bulk of each payment will be interest, but over time you'll repay more and more off your loan balance with each repayment.
Our professional and experience team will assist you in getting home loans quicker and easier.
#1: Initial Meeting
You book a free appointment with one of our lending specialists and discuss your needs.
#2: Pre-Approval
Once we have determined your borrowing capacity, we move to the pre-approval phase.
#3: Application
We will be with you at each step of applying for the loan. It usually takes about 5 business days to get an answer once you have applied for the loan.
#4: Approval
After all eligibility criteria is met you get approval for your loans.
#5: Post Approval
We will organise and complete a lot of paperwork and financial documents for you.
#6: Settlement
Once the post-approval stage, your solicitor or conveyancer will handle the final formalities.
#7: There after
We will be with you throughout the lifecycle of your loan. At any time, if we find any suitable plan for you, we will let you know and assist you in each step then as well.